Brought to you by Mines & Associates
September 2018

How to Plan for Long-Term Care

Most older people are independent. But later in life, you or someone you love may need help with everyday activities, such as shopping, cooking and bathing.

"The good news is that people have many choices in long-term care," says Terrie Wetle, deputy director of the National Institute on Aging in Bethesda, Md. "A variety of services and facilities can provide help while letting people stay active and connected with family, friends and neighbors."

Planning ahead

The key to successful long-term care is planning. "Be prepared by getting information ahead of time," Ms. Wetle says. "That way, you'll know what's available and affordable before there's a crisis."

To get started:

Needing more care

At some point, support from family, friends and local meal and transportation programs may not be enough. If you need a lot of help with everyday activities, you may need to move to a place where care is available 24-hours a day.

Two types of residential-care facilities are:

Finding the right place

To find long-term care for yourself or someone else:

For further information, visit the National Institute on Aging Web site at http://www.nia.nih.gov; the Eldercare Locator Web site at http://www.eldercare.gov; and the Centers for Medicare and Medicaid Services Web site at http://cms.hhs.gov.

The StayWell Company, LLC © 2018

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